Aetna Dental Plans Comparison Chart
The University offers two comprehensive dental plans: Aetna Columbia Dental Plan (PPO) and Aetna Dental Maintenance Organization (DMO). These two plans have the same range of services but differing costs depending on the providers you see and the Plan you select.
- Benefit
- Preventive
- Aetna Dental Network
- 100%
- Columbia Preferred Dental Network
- 100%
- Out-of-Network*
- 100%
- vs. Aetna DMO Network**
- 100%
- Benefit
- Annual Deductible (per person)
- Aetna Dental Network
- $25
- Columbia Preferred Dental Network
- None
- Out-of-Network*
- $25
- vs. Aetna DMO Network**
- None
- Benefit
- Basic Restorative Care
- Aetna Dental Network
- 80%
- Columbia Preferred Dental Network
- 100%
- Out-of-Network*
- 80%
- vs. Aetna DMO Network**
- 100%
- Benefit
- Major Restorative Care
- Aetna Dental Network
- 50%
- Columbia Preferred Dental Network
- 60%
- Out-of-Network*
- 50%
- vs. Aetna DMO Network**
- 60%
- Benefit
- Annual Maximum Benefit (per person)
- Aetna Dental Network
- $1,500
- Columbia Preferred Dental Network
- $1,750
- Out-of-Network*
- $1,500
- vs. Aetna DMO Network**
- None
- Benefit
- Orthodontia
- Aetna Dental Network
- 50%
- Columbia Preferred Dental Network
- 50%
- Out-of-Network*
- 50%
- vs. Aetna DMO Network**
- $2,400 member copay applies per lifetime, plan pays remainder
- Benefit
- Orthodontic Lifetime Maximum (per person)
- Aetna Dental Network
- $1,500
- Columbia Preferred Dental Network
- $1,750
- Out-of-Network*
- $1,500
- vs. Aetna DMO Network**
- 24 months of comprehensive orthodontic treatment, plus 24 months of retention
* The percentage paid by Aetna Dental is limited to network-negotiated fees. If you use an out-of-network dentist, reimbursement will be based on network fees.
** The Aetna DMO plan requires that you select a primary care dentist from the list of providers in the Aetna DMO network.