Aetna Dental Plans Comparison Chart
The University offers two comprehensive dental plans: Aetna Columbia Dental Plan (PPO) and Aetna Dental Maintenance Organization (DMO). These two plans have the same range of services but differing costs depending on the providers you see and the Plan you select.
The Aetna DMO plan requires that you select a primary care dentist from the list of providers in the Aetna DMO network.
2025 Dental Plans Comparison Chart
- Preventive
- Aetna PPO Dental Network
- 100%
- Columbia Preferred Dental Network
- 100%
- Out-of-Network*
- 100%
- Annual deductible (per person)
- Aetna PPO Dental Network
- $25
- Columbia Preferred Dental Network
- None
- Out-of-Network*
- $25
- Basic restorative care
- Aetna PPO Dental Network
- 80%
- Columbia Preferred Dental Network
- 100%
- Out-of-Network*
- 80%
- Major restorative care
- Aetna PPO Dental Network
- 50%
- Columbia Preferred Dental Network
- 60%
- Out-of-Network*
- 50%
- Annual maximum benefit (per person)
- Aetna PPO Dental Network
- $1,500
- Columbia Preferred Dental Network
- $1,750
- Out-of-Network*
- $1,500
- Orthodontia
- Aetna PPO Dental Network
- 50%
- Columbia Preferred Dental Network
- 60%
- Out-of-Network*
- 50%
- Orthodontic lifetime maximum (per person)
- Aetna PPO Dental Network
- $1,500
- Columbia Preferred Dental Network
- $1,750
- Out-of-Network*
- $1,500
* The percentage paid by Aetna is limited to the network negotiated fees. If you use an out-of-network provider, reimbursement will be based on the negotiated fees for services provided. You will be responsible for paying the full amount of any charges that exceed this limit.
- Preventive
- Aetna DMO Network
- 100%
- Out-of-Network*
- No coverage
- Annual deductible (per person)
- Aetna DMO Network
- None
- Out-of-Network*
- No coverage
- Basic restorative care
- Aetna DMO Network
- 100%
- Out-of-Network*
- No coverage
- Major restorative care
- Aetna DMO Network
- 60%
- Out-of-Network*
- No coverage
- Annual maximum benefit (per person)
- Aetna DMO Network
- None
- Out-of-Network*
- No coverage
- Orthodontia
- Aetna DMO Network
- $2,400 member copay applies per lifetime, plan pays remainder
- Out-of-Network*
- No coverage
- Orthodontic lifetime maximum (per person)
- Aetna DMO Network
- 24 months of comprehensive orthodontic treatment, plus 24 months of retention
- Out-of-Network*
- No coverage
* The percentage paid by Aetna is limited to the network negotiated fees. If you use an out-of-network provider, reimbursement will be based on the negotiated fees for services provided. You will be responsible for paying the full amount of any charges that exceed this limit.