The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) is a federal law that may allow you to temporarily continue health coverage after a qualifying event such as the end of your employment, or your loss of coverage as a dependent of a covered employee. If you elect COBRA, you pay 100% of the cost of coverage, including the share formerly covered by the University.
Monthly COBRA medical and dental rates are in effect from January 1 through December 31 of each year. Rates apply to Officers, Postdoctoral Fellows and Support Staff, and colleagues on an unpaid Leave of Absence after a certain period of time.
COBRA & Disabilities
If you or your dependent is disabled at the time of your qualifying event, or becomes disabled within the first 60 days of COBRA continuation coverage that begins as a result of termination of employment or a reduction in work hours, you'll pay the same monthly medical COBRA rates as those shown for active employees during the first 18 months of continuation. However, during the remaining 11 months of coverage, you'll pay 150% of the full cost of coverage.