Postdoctoral Fellows - Dental Coverage

Dental Plan for Officers

The University offers two comprehensive dental plans: Aetna Columbia Dental Plan (PPO) and Aetna Dental Maintenance Organization (DMO). These two plans have the same range of services but differing costs depending on the providers you see and the Plan you select.


Using the Dental Plans

Aetna Columbia Dental Plan

Under the Aetna Columbia Dental Plan you can go to a broad range of dentists including dentists participating in the national Aetna Dental Network and the Columbia Preferred Dental Network. The Columbia Preferred Network gives you access to ColumbiaDoctors Dentistry—some of the country’s leaders in oral health care—and provides comprehensive care across all specialties. This plan network was uniquely designed to support a broad range of dental needs of Columbia University faculty and staff and has added benefits, such as higher annual maximum care allotments when receiving services with in-network providers. Under this plan you may also see an Out-of-Network dentist, although your cost may be significantly higher.

Aetna Dental Maintenance Organization (DMO)

Under the Aetna Dental Maintenance Organization (DMO), you choose one primary care dentist in advance from a select group of Aetna in-network providers able to offer lower rates. Please confirm your current dentist is in the DMO network prior to enrolling. Referrals are needed for specialist and dental services are not covered if the provider is out-of-network. Columbia Dentistry does not participate in the DMO network, nor is the DMO available outside the U.S. and in some states.

The University offers two comprehensive dental plans, through Aetna.

Aetna Dental Plan Comparison Chart

If you see an Aetna-participating dentist, you will not be billed for any fees that exceed the Aetna negotiated amount. You also do not have to submit any claim forms when you use a network participating dentist. To locate an Aetna participating dentist, go to Vendor Contacts

When you use a dentist who participates in the Columbia University network, you receive a greater benefit for services. To locate a Columbia Preferred dentist, go to Vendor Contacts.

Columbia Preferred dentists are located throughout the tristate area of New York, New Jersey and Connecticut.

Columbia Preferred dentists accept reimbursement for services covered at 100% as payment in full. You are not responsible for paying any fees that exceed the network-negotiated fees. You also do not have to submit any claim forms when you use a network participating dentist.

Columbia Preferred Dental Plan Facilities


Columbia Dental Associates Morningside Associates
1244 Amsterdam Avenue
(near 121st Street)
New York, NY 10027


430 West 116th Street
New York, NY 10027

Columbia Dental Associates Medical Center Practice
100 Haven Avenue
New York, NY 10032

Columbia-Presbyterian Eastside Dental Faculty Practice
Columbia Doctors Midtown
51 West 51st Street
Suite 350
New York, NY 10019

Columbia Oral & Maxillofacial Surgery
Vanderbilt Clinic

622 West 168th Street
7th Floor
New York, NY 10032

Everyone enrolled in the Aetna Dental Maintenance Organization (DMO) plan must go to providers in the Aetna DMO network. To keep your dental care on track, consider selecting your primary care dentist (PCD) now, in advance of your regular checkup or whenever you next require dental care.

  1. If you have not registered on Aetna’s website, create a user account at
  2. After logging in, search for primary care dentists under “Find care and pricing”.
  3. Choose your primary care dentist online or by calling Aetna at 800-773-9326.

If you have questions about your benefits enrollment, please contact the Columbia Benefits Service Center at [email protected] or 212-851-7000.

A primary care dentist (PCD) helps guide your dental care. You and each family member must each choose a PCD from the Aetna DMO network (does not have to be the same PCD). If you go to a dentist other than your selected PCD, you could end up paying more.

  • See your PCD for regular exams and to get referrals if you need specialty care.
  • You can change your PCD once a month on your member website. Switch by the 15th day of the current month. The change will start the first day of the next month.
  • Pay your share of the cost. This may be a copay, which is a set dollar amount. Or it may be coinsurance, which is a percentage of the dentist’s charge. Have a health savings account (HSA) or a flexible spending account (FSA)? You can use those funds to help with these costs.
  • No deductible, no claims forms and no yearly dollar limits.

To locate an Aetna DMO participating dentist, go to Vendor Contacts

The Aetna DMO is only available within certain U.S. States and zip codes. If the DMO is not an available option for you on CUBES, it means that your home address is in a zip code where the DMO is not offered. The DMO is not available outside the U.S.

Currently, the Aetna DMO is available in the following U.S. States: Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Massachusetts, Maryland, Michigan, Minnesota, Nevada, North Carolina, New Jersey, New York, Ohio, Oregon, Pennsylvania, Tennessee and Texas.

Monthly Pre-Tax Contributions

2024 Monthly Pre-Tax Contributions for Dental


Dental ID Cards

Aetna will mail a letter confirming your enrollment—not an ID card. Share a copy of this letter with your dentist, or simply give your name, date of birth and member ID number (or your Social Security Number). If you prefer to have an ID card, go to Aetna’s website to download and print.