Critical Illness Insurance

Woman with critical illness discusses her insurance coverage

Critical Illness Insurance, also known as Specified Disease Insurance, can help you in the event of a serious illness, such as cancer, heart attack, end-stage kidney (renal) failure, major organ failure, stroke and coronary artery disease. A supplement to primary health insurance, this coverage can ease financial burden beyond health care costs, such as paying everyday living expenses while out of work. 

The University's Critical Illness insurance will be provided by MetLife as of January 1, 2024. Prior enrollment with Cigna will be rolled over automatically.

How it works

  • Pay for coverage with payroll deductions. 
  • University employees, spouses and eligible children can be covered.
  • Plan pays a lump sum—in cash—following diagnosis of a covered condition
  • Use benefit payment as you wish, for medical and non-medical expenses, such as:
    • Child care
    • Prescription drugs
    • Transportation when seeing a specialist
  • You get your maximum benefit amount no matter what your health insurance covers.

If you have questions, please contact MetLife at 800-GET-MET8.

More Information

MetLife Benefit Summary

Cigna Benefit Summary