Hospital Indemnity Insurance

Hospital Indemnity insurance

Hospital Indemnity Insurance can help you pay for expenses when you are in the hospital, for planned or unplanned medical services. This coverage helps ease the financial impact of hospitalization.

The University's Hospital Indemnity Insurance (also known as Hospital Care Insurance) is provided by MetLife.

How it works

  • Pay for coverage with payroll deductions. 
  • University employees, spouses and eligible children can be covered.
  • Plan pays a set benefit amount, following hospitalization, based on type of injury and required treatment.
    • Use benefit payment for hospital admission, intensive care and other costs associated with a hospital stay, including child care.
  • Benefits paid no matter what other insurance you have.
  • Take policy with you if you end University employment.

If you have questions, please contact MetLife at 800-GET-MET8.

More Information

Important: This is a fixed indemnity policy, NOT health insurance.

This fixed indemnity policy may pay you a limited dollar amount if you're sick or hospitalized. You're still responsible for paying the cost of your care.

  • The payment you get isn't based on the size of your medical bill.
  • There might be a limit on how much this policy will pay each year.
  • This policy isn't a substitute for comprehensive health insurance.
  • Since this policy isn't health insurance, it doesn't have to include most.
  • Federal consumer protections that apply to health insurance.

Looking for comprehensive health insurance?

  • Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
  • To find out if you can get health insurance through your job, or a family member's job, contact the employer.

Questions about this policy?